Some Highlights:

  • Interest rates are still below historic numbers.
  • 88% of property managers raised their rent in the last 12 months!
  • The credit score requirements for mortgage approval continue to fall.


Ask Keith Your local Agent

Home Buying Checklist


Home Buying Expert

Common Real Estate Myths and Misconceptions Debunked

If you’re new to world of Real Estate you’ll undoubtably have been exposed to some of the common rumors associated with the industry. Most likely you’ve encountered some common myths by word of mouth or even one of the many T.V. Shows that you’ve probably seen. However, if you’re looking to buy or sell a house a little clarity might just help you along your way. Here are some real estate misconceptions and myths that you’ve probably heard from one source or another. Home Buying

1. You do not need a real estate agent now that you can access the information online

Buying a home can be a very daunting task, especially for the first time home buyer. So it’s quite important to have an excellent real estate agent to represent your interests. Agents understand the process of buying and selling homes, and will advise you properly on all your market decisions. There is a common misconception in real estate today that buying a home using the online information you collect will result in getting a better deal. This is because there will be no commissions or “cuts” to the real estate agent right? However, nothing can be further from the truth. What you should be aware of is a significant amount of the online information you encounter may not be as valid, honest, or even useful as you may think. Just imagine the kind of service you can get from a real estate agent with 20 years worth of experience. This agent will bring a complete negotiating system to the table to ensure you get the best deal. Home Buying

2. All real estate agents are the same

Another common misconception for home buyers and sellers is to think that all real estate agents are the same. Most home buyers and sellers believe that any agent is qualified to represent their interests. Although this can be quite far from the truth. You must first find out if your chosen agent is a licensed “broker” or “agent”. The buying and selling of a property needs an experienced and hard working agent who will get the transactions done with 100% excellence. Buying or selling a home may be the greatest financial decision in your life. When it comes to choosing real estate agents, choose the most qualified and experienced. You may end up saving a few thousand dollars. Home Buying

Continue Reading – Common Real Estate Myths and Misconceptions Debunked

Is It Possible To Buy A Home While Carrying A Student Loan?

First time home buyers face a great challenge breaking into the housing market. Rent keeps increasing and the availability of low-priced homes remains limited. Add several thousand dollars in student loan debt to the scarcity of low-value homes and budding buyers are likely to be convinced that they are not in a position to buy. Based on recent research, those who have completed a bachelor’s degree and intend to buy homes are modestly affected by their student loan repayment in their search. In this article, we take a look at tips from financial experts regarding how to acquire a mortgage while at the same time servicing a student loan. Home Buying

Readmore – Is It Possible To Buy A Home While Carrying A Student Loan?